The holiday season means family, friends and fun, but stress is often an unwelcome guest. Holiday stress happens to many of us and can hit when you least expect it. How can you keep the “happy” in “Happy Holidays”? A few simple steps can minimize stress and help you enjoy the holidays.

• Be realistic. Many people think the holidays are ruined if things aren’t perfect. Real life is not like a holiday movie. Nothing is perfect when people are involved. Relax when things don’t go the way that you think they should.

• Stick to your budget. You can’t guarantee a happy holiday by going on a spending spree. Decide how much money you can afford to spend and stick to the budget so post-holiday bills don’t catch you by surprise.

• Make a plan. Grab the calendar and schedule days for shopping, visiting friends, and other activities. Don’t wait until it’s too late to finish your wrapping, baking and mailing. Make time to get the work done so there’s time for fun.

• Simplify. Remember that it’s okay to say no. You can’t do everything for everyone or join every holiday activity that comes your way. Make time for yourself so that you are rested for the time you do have with friends and family.

• Exercise. Exercise and good nutrition help reduce stress.